How to Create a One-Time Card on Klarna

How to Create a One-Time Card on Klarna

In a world of online shopping and digital payments, Klarna has emerged as a convenient and flexible platform for making purchases. One of its unique features is the ability to create one-time cards, which offer an added layer of security and control. In this guide, we’ll walk you through the steps to create a one-time card on Klarna.

Understanding One-Time Cards

What is a One-Time Card?

A one-time card, also known as a virtual card, is a temporary credit card number generated for a single transaction or a limited time frame. It allows you to make online purchases without revealing your actual credit card information, adding an extra layer of security.

Why Use One-Time Cards?

One-time cards are an excellent option for protecting your financial information when shopping online. They reduce the risk of your credit card details being compromised in data breaches or fraudulent activities.

Steps to Create a One-Time Card on Klarna

Step 1: Log in to Your Klarna Account

If you don’t have a Klarna account, you’ll need to sign up. Once you’re logged in, navigate to the dashboard.

Step 2: Access the “Create a One-Time Card” Feature

Look for the “Create a One-Time Card” option in your account dashboard. Klarna typically places this feature prominently for user convenience.

Step 3: Choose the Transaction Amount

Specify the amount you intend to spend with the one-time card. This amount should cover your intended purchase, but it doesn’t have to match your entire credit limit.

Step 4: Set an Expiry Date

Select an expiry date for the one-time card. This date determines how long the card will remain valid. It’s typically best to set an expiry date that aligns with your intended purchase timeframe.

Step 5: Generate the One-Time Card

Once you’ve filled in the necessary details, click the “Generate” or “Create” button. Klarna will generate a unique virtual card number with its own CVV and expiration date.

Step 6: Use the One-Time Card

Copy the generated card details and use them during your online purchase. This card will only work for the specified transaction amount and timeframe.

Step 7: Monitor Your Transactions

Keep an eye on your Klarna account for any updates or notifications related to the one-time card transaction. It’s essential to ensure that your purchase goes through smoothly.

Benefits of Using One-Time Cards on Klarna

Enhanced Security

One-time cards protect your actual credit card information, reducing the risk of fraud and unauthorized transactions.

Control Over Spending

You can set specific spending limits and expiration dates, giving you more control over your online purchases.


Your personal credit card details remain confidential, enhancing your privacy when shopping online.


1. Can I use a one-time card on any website?

Yes, you can use a one-time card on any website that accepts credit card payments.

2. Is there a fee for creating one-time cards on Klarna?

Klarna typically does not charge a fee for creating one-time cards, but it’s essential to check their terms and conditions for any updates.

3. Can I set a spending limit for a one-time card?

Yes, you can specify the transaction amount when creating a one-time card, effectively setting a spending limit.

4. Are one-time cards the same as virtual credit cards?

One-time cards and virtual credit cards are similar in that they provide added security, but virtual credit cards can be used for multiple transactions, while one-time cards are typically for single use or a limited time.

5. How long does it take to create a one-time card on Klarna?

Creating a one-time card on Klarna is a quick process, usually taking just a few minutes to complete.


Creating a one-time card on Klarna is a smart and secure way to shop online. By following these simple steps, you can enjoy the convenience of digital payments while safeguarding your financial information.

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